{"id":1971,"date":"2022-06-15T03:10:57","date_gmt":"2022-06-14T23:10:57","guid":{"rendered":"https:\/\/chia.plus\/?p=1971"},"modified":"2026-06-19T04:36:00","modified_gmt":"2026-06-19T00:36:00","slug":"ep013-mortgage-refinancing-strategies-for-real-estate-investors","status":"publish","type":"post","link":"https:\/\/chia.plus\/fr\/ep013-mortgage-refinancing-strategies-for-real-estate-investors\/","title":{"rendered":"EP013 : Strat\u00e9gies de refinancement hypoth\u00e9caire pour les investisseurs immobiliers"},"content":{"rendered":"<div id=\"fws_6a3705bd3ffb9\"  data-column-margin=\"default\" data-midnight=\"dark\"  class=\"wpb_row vc_row-fluid vc_row\"  style=\"padding-top: 0px; padding-bottom: 0px; \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p><p>Dans ce treizi\u00e8me \u00e9pisode de <strong>CHIA en balado<\/strong>, Chia-Yi Tung re\u00e7oit la courti\u00e8re hypoth\u00e9caire <strong>M\u00e9lanie Lachaine<\/strong> afin de discuter des strat\u00e9gies de refinancement hypoth\u00e9caire et du r\u00f4le du financement dans la cr\u00e9ation de richesse \u00e0 long terme gr\u00e2ce \u00e0 l\u2019immobilier.<\/p><\/p>\n<p><p>La conversation explore les diff\u00e9rentes fa\u00e7ons dont les propri\u00e9taires et les investisseurs peuvent utiliser le refinancement hypoth\u00e9caire pour acc\u00e9der \u00e0 la valeur accumul\u00e9e dans leurs actifs immobiliers. M\u00e9lanie explique comment les capitaux d\u00e9gag\u00e9s peuvent servir \u00e0 acqu\u00e9rir de nouvelles propri\u00e9t\u00e9s, financer des r\u00e9novations, soutenir des projets d\u2019affaires, consolider des dettes ou accro\u00eetre la flexibilit\u00e9 financi\u00e8re d\u2019un m\u00e9nage ou d\u2019un portefeuille immobilier.<\/p><\/p>\n<p><p>L\u2019\u00e9pisode aborde \u00e9galement les diff\u00e9rences entre le r\u00f4le d\u2019un courtier hypoth\u00e9caire et celui d\u2019un pr\u00eateur traditionnel, l\u2019impact des taux d\u2019int\u00e9r\u00eat et des crit\u00e8res de qualification sur les d\u00e9cisions de financement, ainsi que les diff\u00e9rentes options offertes aux emprunteurs selon leur situation financi\u00e8re et leurs objectifs d\u2019investissement.<\/p>\n\n<p>La discussion met en lumi\u00e8re l\u2019importance d\u2019aligner les strat\u00e9gies de financement avec les objectifs \u00e0 long terme afin de maximiser les occasions de croissance, de prot\u00e9ger les liquidit\u00e9s et d\u2019optimiser la performance globale d\u2019un portefeuille immobilier.<\/p>\n\n<p>\u00c0 travers des conversations avec des professionnels exp\u00e9riment\u00e9s, <strong>CHIA en balado<\/strong> explore les id\u00e9es, les tendances et les acteurs qui fa\u00e7onnent l\u2019avenir de l\u2019investissement immobilier, du financement, de l\u2019entrepreneuriat et de la cr\u00e9ation de richesse au Qu\u00e9bec.<\/p><\/p>\n<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>","protected":false},"excerpt":{"rendered":"In Episode 13 of CHIA Podcast, Chia-Yi Tung welcomes mortgage broker M\u00e9lanie Lachaine to discuss refinancing strategies and the role financing plays in building long-term wealth through real estate. The...","protected":false},"author":1,"featured_media":1972,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"footnotes":""},"categories":[16,6],"tags":[],"class_list":["post-1971","post","type-post","status-publish","format-video","has-post-thumbnail","category-capital","category-podcast","post_format-post-format-video"],"_links":{"self":[{"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/posts\/1971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/comments?post=1971"}],"version-history":[{"count":2,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/posts\/1971\/revisions"}],"predecessor-version":[{"id":1974,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/posts\/1971\/revisions\/1974"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/media\/1972"}],"wp:attachment":[{"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/media?parent=1971"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/categories?post=1971"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chia.plus\/fr\/wp-json\/wp\/v2\/tags?post=1971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}